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What is S-Card?

S-Card – the best loyal customer card for business travellers

Get your own business traveller's loyal customer card!

The S-Card will add flexibility and comfort to your business trips, and provide you with a number of valuable benefits. With the personal S-Card, you can earn various service benefits with accommodation and S Points through hotel and restaurant purchases. You can enjoy your versatile service benefits and S Points on business and leisure-time trips. You can utilise the benefits of one loyalty programme at a time.

The S-Card is a personal loyal customer card. If you collect and receive various benefits with your S-Card during business and private trips, you are obligated to agree upon the use of the card and its benefits with your employer.

You can use your S-Card benefits at the following:

- all the S Group's hotels
- hotel restaurants
- the S Group’s national chain restaurants in Finland
- single restaurants within the scope of the S-Card read more

An updated S-Card for more flexibility and benefits


The fully updated S-Card also acts as a payment card from which you may directly use your accumulated benefits. Your benefits will always be on the go with you, conveniently available whenever you need them. Printed benefit coupons will no longer be provided, but the remaining ones may still be used during their validity.

With the personal S-Card, you can still earn the familiar, versatile service benefits with accommodation and S Points worth money through hotel and restaurant purchases.

You can earn more S Points faster because there no longer is a lower limit for earning them. You will accrue S Points right from your first purchase. From now on, you do not need to wait for a long time to use the S Points, but they are transferred to your benefit account at the end of the month.

The updated www.scard.fi online service provides even more answers to your questions, and easily available information concerning topical offers and benefits, for example. We focus all our customer communication in digital channels, so please check your Oma S-Card site that your contact details and particularly your e-mail address are correct.

We also improved communication by means of a new SMS balance query, enabling you to obtain information about your available benefits through one SMS message. Send the message "SALDO" to the number 13135 – you will get a response message indicating the validity of your membership and the amount of your meal benefits and S Points.

Familiarise yourself with the updated S-Card – it gives you more.